EmVision Capital Advisors Blog

Tax-Smart Planning Strategies
Tax-Smart Planning Strategies

Minimizing your annual income taxes requires a regular review of your overall financial position. With tax season underway, now is the perfect time to evaluate some effective strategies that could help reduce your current and future taxes. Tax...

The Setting Every Community Up for Retirement Enhancement (SECURE) Act

On December 20, 2019, the SECURE Act was signed into law. The SECURE Act contains 29 provisions, encompassing many aspects of financial planning and retirement saving. As time goes on, nuances in interpreting this new law will become clearer. Until...

A Closer Look: Why Is the Stock Market Going Down?
A Closer Look: Why Is the Stock Market Going Down?

Job growth is still at high levels, consumer spending is still healthy, and businesses are continuing to invest. So, you may be confused when you see news of the stock market going down in an economy that seems to be doing well. The market has...

4 Reasons to Consolidate Retirement Accounts
4 Reasons to Consolidate Retirement Accounts

Did you knowAmericans change jobs an average of 12 times in their lifetime? If you have changed jobs and left behind 401(k) accounts with prior employers, you know firsthand that managing retirement accounts spread among different custodians and...

529 Plans: Qualified and Nonqualified Expenses
529 Plans: Qualified and Nonqualified Expenses

You’ve put in the hard work of saving for college, and now it’s time to start using those 529 plan assets to help with afamilymember’s education-related costs. But before you begin withdrawing those funds, it’s important to understand the...

How to Choose Your Best Pension Payout Option
How to Choose Your Best Pension Payout Option

If you’re eligible for a defined benefit pension, you may have several payment options from which to choose. Your pension plan will calculate a basic single-life annuity automatically, and, if you choose a different payment option, it will...

A 7-Point Checklist for Your Estate Plan
A 7-Point Checklist for Your Estate Plan

When it comes toestate planning, executing your will and other estate documents is only the first step. To help ensure that your estate plan stays in tune with your goals and needs, it’s important to review and update it on an ongoing basis....

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President Biden Announces Student Debt Relief Plans

On August 24, 2022, President Biden announced plans to offer student loan forgiveness to selected individuals. Below is a summary of the executive action that the Biden Administration plans to effectuate. It’s important to note that strong legal...

Confused About the Economy? It’s OK.
Confused About the Economy? It’s OK.

Record high inflation and negative economic growth, as measured by US GDP growth, have fueled recession fears. The bond market is similarly flashing recessionary signals. Despite this, the S&P 500 through Friday, August 5, 2022, has rallied 13%...