EmVision Capital Advisors Blog

Mortgage and Debt Rules of Thumb
Mortgage and Debt Rules of Thumb

Most people carry some amount of debt, whether in the form of a student loan, a mortgage, or a car loan. Indeed, making large purchases using someone else’s money is often a smart financial move. Borrowing is convenient, allowing you to purchase...

Banking Crisis Averted, But Risks Remain

Earlier this month, the FDIC took over Silicon Valley Bank (SVB) and Signature Bank. To boost the stability of the banking system, the government effectively protected all depositors in the banking system. While some risk remains, we believe the big...

Debt Management in a Healthy Financial Plan
Debt Management in a Healthy Financial Plan

Wise debt management is a key component of healthy and effective financial planning. Today, most people carry some amount of debt to finance a degree or buy a home or car. Other debts may be incurred out of necessity or as part of an investment...

Emotions of Investing
Emotions of Investing

Logic and emotion have never been a perfect pairing. It is logical for investors to stay focused on their long‑term goals during volatile markets, but emotionally it is very difficult to follow this reasoning.

Traditional IRA vs. Roth IRA: Choosing the Best Fit
Traditional IRA vs. Roth IRA: Choosing the Best Fit

IRAs are a type of savings account designed to help you put money away for retirement in a tax-advantaged way. Two of the most common types are traditional and Roth IRAs. How do you know which one you should invest in? There are several factors to...

Market Update: Feb. 1 Statement Shares Fed's Next Move
Market Update: Feb. 1 Statement Shares Fed's Next Move

We recently came across this article written by Brian Wesbury, Chief Economist, and Robert Stein, CFA, Deputy Chief Economist, both from First Trust Portfolios L.P. This article is an easy read and does an excellent job of breaking down what the Fed...

Ethics, Opportunity, and Unique Business Model Brings Bill Adams to EmVision
Ethics, Opportunity, and Unique Business Model Brings Bill Adams to EmVision

Bill Adams recently joined the EmVision Capital Advisors’ team as a wealth advisor. “After learning about this company’s ethical and moral compass, potential opportunity, and unique business model, I knew this was the right fit for me,” said Bill...

Market Commentary
Market Commentary

In December, markets sold off contributing to mixed results for the quarter and declines for 2022. High inflation levels and Fed rate hikes impacted the markets for the month, quarter, and year. Despite market turbulence, job growth, consumer...

Tax Changes You Need to Know About for 2022
Tax Changes You Need to Know About for 2022

At the end of a year dominated by inflation, interest rate hikes, market turbulence, and recession fears, we can all use a break. Thankfully, the Internal Revenue Service (IRS) has offered a few new tax guidelines to try to account for the various...