EmVision Capital Advisors Blog

Emergency Funds: Preparing for the Unexpected
Emergency Funds: Preparing for the Unexpected

Many people don’t understand the importance of establishing and maintaining an emergency fund until it’s too late. Are you financially prepared for a leaky roof? How about a broken-down car? If you lost your job, how long would you be able to...

New Department of Labor Laws Offer You Significant Protection
New Department of Labor Laws Offer You Significant Protection

Used car salespeople – you want to trust the smile and the handshake, and the car looks great. But was it really owned by one careful spinster who only ever drove to church and the store, or has it been carefully patched up to hide the traces of...

Don’t Incur the Roth of the Taxman
Don’t Incur the Roth of the Taxman

SAVING for retirement – you know you have to do it but where do you start? Pile your spare cash under the mattress or forget about it in a savings account? Neither – the good news is the government want us to save for retirement so there is help...

What Do We Do Now? A Strategic Response to the Stock Market Tumble
What Do We Do Now? A Strategic Response to the Stock Market Tumble

Many of the discussions around the market decline so far this year have revolved around two issues: why is it happening and how far will it go? Most people look at the market as an independent entity, trying to second-guess how it will act in the...

Paying For Your Retirement
Paying For Your Retirement

CLOCKING off for the last time, my grandfather described his retirement day as the best day’s work he ever did. Two decades of retirement with my nan followed, enjoying their home, family, a few holidays on the beach in Spain and tending his...

Key Person
Key Person

Are you an employer who has ever wondered ‘how would we cope without Joanie?’ It is a good question to ask yourself. You may be the business owner and run a great company that simply would not exist without your hard work and dedication. But the...

The Prodigal Son
The Prodigal Son

We all know the Biblical story of the Prodigal Son, don’t we? The wayward younger son of the rich man wants his inheritance early so he can enjoy it now, which the loving father grants. And he is off for a wild time, leaving his older brother...

Life after Death: Preparing to Cover the Cost
Life after Death: Preparing to Cover the Cost

As founding father Benjamin Franklin is famously quoted as saying, “the only certainties in life are death and taxes.” Here at EmVision Capital Advisors, we can do little about the first – we are not doctors – but we are experienced professionals in...

Feeling Generous? What to Know About Charitable Giving
Feeling Generous? What to Know About Charitable Giving

As you drive around cities, have you ever wondered how rich someone must be to get their name on a building? The college campuses, the hospital extensions, the libraries – all prefixed with the name of a wealthy philanthropic patron. Wouldn’t it be...