EmVision Capital Advisors Blog

How to Choose Your Best Pension Payout Option
How to Choose Your Best Pension Payout Option

If you’re eligible for a defined benefit pension, you may have several payment options from which to choose. Your pension plan will calculate a basic single-life annuity automatically, and, if you choose a different payment option, it will...

A 7-Point Checklist for Your Estate Plan
A 7-Point Checklist for Your Estate Plan

When it comes toestate planning, executing your will and other estate documents is only the first step. To help ensure that your estate plan stays in tune with your goals and needs, it’s important to review and update it on an ongoing basis....

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President Biden Announces Student Debt Relief Plans

On August 24, 2022, President Biden announced plans to offer student loan forgiveness to selected individuals. Below is a summary of the executive action that the Biden Administration plans to effectuate. It’s important to note that strong legal...

Confused About the Economy? It’s OK.
Confused About the Economy? It’s OK.

Record high inflation and negative economic growth, as measured by US GDP growth, have fueled recession fears. The bond market is similarly flashing recessionary signals. Despite this, the S&P 500 through Friday, August 5, 2022, has rallied 13%...

EmVision Partners With Believe In Dreams to Support Local Youth
EmVision Partners With Believe In Dreams to Support Local Youth

In an effort to support local youth who have survived non-medical adversity, EmVision Capital Advisors has recently partnered with Believe In Dreams. This non-profit organization grants dreams to youth who have faced traumatic, non-medical events,...

A Guide to Benefits When Changing Jobs
A Guide to Benefits When Changing Jobs

If you’re changing jobs, you probably have a lot on your mind. As you wrap up work with your previous employer and prepare for your new role, it can be easy to let important benefits-related decisions fall by the wayside. If that happens, you could...

Your 401(k) Is Not an ATM: 6 Things to Consider Before Taking a Loan from Your Retirement Plan
Your 401(k) Is Not an ATM: 6 Things to Consider Before Taking a Loan from Your Retirement Plan

If you are considering taking a loan from your retirement plan to bridge a financial gap, pause for a minute. This is a major decision that should not be made lightly, as there are consequences that could affect your ability to fund your future...

Backdoor Roth IRA Contributions: A Way to Catch Up on Retirement Savings
Backdoor Roth IRA Contributions: A Way to Catch Up on Retirement Savings

Retirement planning is complicated. Many individuals put off saving, thinking that retirement is years away—until it isn’t. Then, in their 40s and 50s, they start to panic and wonder how they’ll catch up. One strategy, made possible beginning in...

2022 Midyear Update: Slowing, But Growing
2022 Midyear Update: Slowing, But Growing

As we enter the second half of the year, the outlook might appear grim at first glance. Covid-19 continues to spread, both here and worldwide.Inflation remains close to 40-year highs, and the Federal Reserve (Fed) is tightening monetary policy to...