EmVision Capital Advisors Blog

6 Money Conversations to Have in a Long-Term Relationship
6 Money Conversations to Have in a Long-Term Relationship

All couples hope for a “happily ever after,” but it’s no secret that money issues can be primary reasons partners split up or divorce. To avoid future battles over finances, it’s smart to put all your cards—credit and otherwise—on the table. Of...

The Dollar’s Staying Power and Other Reasons Not to Panic
The Dollar’s Staying Power and Other Reasons Not to Panic

In recent weeks, there has been much ado about the dollar. Questions and concerns have arisen about de-dollarization, central bank digital currencies, and what the government might do to your savings. The root of these concerns seems to be the...

Retirement Planning at Every Age
Retirement Planning at Every Age

Whether retirement is right around the corner or decades away, being strategic about investing and saving for that time can help set you up for a comfortable lifestyle once you stop working. Unfortunately, research finds that many Americans...

Q1 2023 Market Highlights
Q1 2023 Market Highlights

Some market highlights from the first quarter of 2023 include: March results helped all three major U.S. indices end the first quarter of 2023 in the green. Despite mid-March market turbulence caused by strain on the banking industry, economic...

Financial Planning for Empty Nesters
Financial Planning for Empty Nesters

Congratulations are in order! You planned, saved money for education expenses, and now your child is off to college. But as you settle into your “empty nest,” you might be wondering, now what? It’s time to figure out how to adapt to your child’s new...

Five Money Tips: Managing Your Credit Cards
Five Money Tips: Managing Your Credit Cards

Credit cards can help you build credit history and, if managed properly, help improve your credit score.

Mortgage and Debt Rules of Thumb
Mortgage and Debt Rules of Thumb

Most people carry some amount of debt, whether in the form of a student loan, a mortgage, or a car loan. Indeed, making large purchases using someone else’s money is often a smart financial move. Borrowing is convenient, allowing you to purchase...

Banking Crisis Averted, But Risks Remain

Earlier this month, the FDIC took over Silicon Valley Bank (SVB) and Signature Bank. To boost the stability of the banking system, the government effectively protected all depositors in the banking system. While some risk remains, we believe the big...

Debt Management in a Healthy Financial Plan
Debt Management in a Healthy Financial Plan

Wise debt management is a key component of healthy and effective financial planning. Today, most people carry some amount of debt to finance a degree or buy a home or car. Other debts may be incurred out of necessity or as part of an investment...