EmVision Capital Advisors Blog

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President Biden Announces Student Debt Relief Plans

On August 24, 2022, President Biden announced plans to offer student loan forgiveness to selected individuals. Below is a summary of the executive action that the Biden Administration plans to effectuate. It’s important to note that strong legal...

Confused About the Economy? It’s OK.
Confused About the Economy? It’s OK.

Record high inflation and negative economic growth, as measured by US GDP growth, have fueled recession fears. The bond market is similarly flashing recessionary signals. Despite this, the S&P 500 through Friday, August 5, 2022, has rallied 13%...

Backdoor Roth IRA Contributions: A Way to Catch Up on Retirement Savings
Backdoor Roth IRA Contributions: A Way to Catch Up on Retirement Savings

Retirement planning is complicated. Many individuals put off saving, thinking that retirement is years away—until it isn’t. Then, in their 40s and 50s, they start to panic and wonder how they’ll catch up. One strategy, made possible beginning in...

End-of-Life Planning Checklist
End-of-Life Planning Checklist

To ensure that your wishes are carried out after your death, end-of-life planning is essential. But when it comes to organizing your personal and financial affairs, it can be difficult to know where to start. The following checklists are designed to...

So You Want to Buy a Vacation Home . . .
So You Want to Buy a Vacation Home . . .

As the weather warms up, many people are thinking about summer plans—and possibly dreaming of buying a vacation home. Although the idea of having a permanent “home away from home” may sound appealing, purchasing a vacation property isn’t something...

Emergency Funds: Preparing for the Unexpected
Emergency Funds: Preparing for the Unexpected

Many people don’t understand the importance of establishing and maintaining an emergency fund until it’s too late. Are you financially prepared for a leaky roof? How about a broken-down car? If you lost your job, how long would you be able to...

What Do We Do Now? A Strategic Response to the Stock Market Tumble
What Do We Do Now? A Strategic Response to the Stock Market Tumble

Many of the discussions around the market decline so far this year have revolved around two issues: why is it happening and how far will it go? Most people look at the market as an independent entity, trying to second-guess how it will act in the...

Key Person
Key Person

Are you an employer who has ever wondered ‘how would we cope without Joanie?’ It is a good question to ask yourself. You may be the business owner and run a great company that simply would not exist without your hard work and dedication. But the...

The Prodigal Son
The Prodigal Son

We all know the Biblical story of the Prodigal Son, don’t we? The wayward younger son of the rich man wants his inheritance early so he can enjoy it now, which the loving father grants. And he is off for a wild time, leaving his older brother...