• Michael Embrescia

EmVision Capital Advisors Blog

Your 2025 Financial Outlook
Your 2025 Financial Outlook

As we enter 2025 with a fresh start, it's an opportune time to reassess and fine-tune our financial portfolios. While there are factors we can control, there are also broader economic forces at play that we must monitor carefully.

Navigating Economic Uncertainty: Staying Focused in 2025
Navigating Economic Uncertainty: Staying Focused in 2025

Economic uncertainty can feel overwhelming, especially with inflation driving up the cost of living, market volatility impacting investments, and everyday essentials like food and housing becoming more expensive. As we move into 2025, many are...

Your Shifting Risk Tolerance: Is It Time to Reevaluate Your Portfolio?
Your Shifting Risk Tolerance: Is It Time to Reevaluate Your Portfolio?

When you first created your investment strategy, your portfolio’s asset allocation likely reflected your specific goals, time horizon, and tolerance for risk. These elements formed the foundation of your approach, helping to guide decisions and...

Introducing HSAs at EmVision: Your New Tool for Smarter Healthcare Planning
Introducing HSAs at EmVision: Your New Tool for Smarter Healthcare Planning

Changes in the health care marketplace, rising medical costs, and the tax advantages that health savings accounts (HSAs) offer make them an attractive planning tool for many individuals covered by high-deductible health plans (HDHPs). We are...

What Happens to Stocks After The First Rate Cut?
What Happens to Stocks After The First Rate Cut?

The Federal Reserve (Fed) last raised interest rates between 5.25% and 5.5% in July 2023 and has since been on hold. Keeping our economy healthy is at the core of the Fed’s responsibilities. The Fed does this through its dual mandate of price...

Retirement Travel: Essential Tips for a Safe and Enjoyable Journey
Retirement Travel: Essential Tips for a Safe and Enjoyable Journey

Retirement is your time to explore new horizons and immerse yourself in different cultures. However, being well-prepared is key to making your journey safe and enjoyable. Here are some essential tips to help you get ready for your adventures.

Understanding The Impact of IRAs on Medicaid Eligibility
Understanding The Impact of IRAs on Medicaid Eligibility

Navigating the complexities of Medicaid eligibility can be a daunting task, especially when it comes to understanding how Individual Retirement Accounts (IRAs) are treated. To ensure you have a clear understanding of how your retirement savings...

Navigating 2024: Market Insights for Savvy Investors
Navigating 2024: Market Insights for Savvy Investors

The first quarter of 2024 is drawing to a close, and amidst the buzz of the upcoming election, three key topics have been dominating headlines: the slowing of economic growth, inflation and interest rates.For investors, it's crucial to reflect on...

Questions to Explore Before Meeting with Your Estate Planning Attorney
Questions to Explore Before Meeting with Your Estate Planning Attorney

Are you ready to take control of your estate planning? It’s never too early or too late, and your attorney can guide you through the process. To ensure your estate plan reflects your goals, be prepared to provide important information upfront and...