• Michael Embrescia

EmVision Capital Advisors Blog

8 Ways to Build Wealth When You’re Balancing Student Loans, Kids, and a Career
8 Ways to Build Wealth When You’re Balancing Student Loans, Kids, and a Career

If you’re a millennial, you’re likely managing more financial complexity than any generation before you. You might be raising kids, paying off student loans, navigating a fast-moving career, buying (or trying to buy) a home, saving for...

October Market Recap: AI Momentum, Cooling Inflation, and Why Diversification Still Matters
October Market Recap: AI Momentum, Cooling Inflation, and Why Diversification Still Matters

October was another eventful month for the markets. From AI-fueled stock gains to shifting inflation data and surprising signals from the Fed, investors had plenty to digest. Here’s a simple breakdown of what mattered and why it may shape the months...

Did Passive Investing Make the Magnificent 7?
Did Passive Investing Make The Magnificent 7?

New research suggests that the rise of passive investing may have created a self-reinforcing feedback loop—one that fuels rising stock prices and market concentration. In our view, this concentration is driven not only by the momentum of passive...

Investing at Market Highs: Should You Join the Party?
Investing at Market Highs: Should You Join the Party?

Investing at market highs can feel like walking into a party right when the lights come on — it’s still technically the same event, but the vibe (and the upside) has changed.

Muni Power: Keep More of What You Earn
Muni Power: Keep More of What You Earn

For over 200 years, municipal bonds or "munis," which are debt securities issued by states and local governments, have funded American projects such as schools, utilities, and more. The interest paid on munis is generally exempt from federal taxes...

EmVision Swings Back Into Action for Believe in Dreams
EmVision Swings Back Into Action for Believe in Dreams

Again, this year, EmVision Capital Advisors proudly hit the links to support Believe in Dreams’ at their 10th annual Golfing For Dreams event. Held on Monday, July 14, at Barrington Golf Club in Aurora, this year’s event brought together more than...

Does The Big Bill Pack a Big Punch?
Does The Big Bill Pack a Big Punch?

As lawmakers debate sweeping changes to taxes, spending, and federal priorities, one question stands out: Does this new “Big, Beautiful Bill” really deliver? With a mix of tax cuts, defense spending, and future budget reductions, the bill aims to...

How To Start A College Fund Early
How To Start A College Fund Early

Every parent wants to give their child the best possible future, and for many families, that includes higher education. But with tuition costs continuing to rise, figuring out how to pay for college can feel overwhelming. The good news? Starting a...

The Importance of Financial Literacy for Kids
The Importance of Financial Literacy for Kids

Picture this scenario: Your 10-year-old receives $20 for their birthday and asks, “Can we go to the store so I can buy a new toy?” As you think about how to answer, you realize this is a perfect chance to teach an important life lesson. The impulse...