EmVision Capital Advisors Blog

What to Do if You Don't Need Your RMD
What to Do if You Don't Need Your RMD

As we approach the end of 2023, it is time to start thinking about what to do with your required minimum distributions (RMDs) that you don’t need for living expenses.

The Fed’s Interest Rate Hiking Cycle and Shifting Inflation
The Fed’s Interest Rate Hiking Cycle and Shifting Inflation

The world of economics reveals an inherent lack of precision. As the Federal Reserve navigates the intricate terrain of monetary policy, its pursuit of price stability and full employment encounters the elusive concept of "long and variable lags."...

Choosing Your Executor or Trustee

Your estate plan isn’t complete until you appoint someone to carry out your wishes. Your choice of executor (sometimes called a personal representative) or trustee is important. Before selecting an obvious choice, such as a spouse or child, consider...

This year a foursome from the EmVision team scored a big win coming in at second place!
EmVision Team Tees Off to Raise Funds to Support Believe in Dreams’ Mission

The EmVision Capital Advisors’ team recently participated in the Believe in Dreams’ 8th Annual Golf Outing at Barrington Golf Club in Aurora by sponsoring a foursome. The team teed off at 8:30 a.m. with 116 other supporters of this local nonprofit.

Avoiding a Self-inflicted Recession
Avoiding a Self-inflicted Recession

Many investors today are worried about a recession. For investors with longer time horizons, investing during a recession is almost unavoidable. The good thing is that for long-term investors staying invested matters more than a recession.

Commitment to Clients Leads Bert Covell to Join the EmVision Team
Commitment to Clients Leads Bert Covell to Join the EmVision Team

Bert Covell recently joined the EmVision Capital Advisors’ team as a wealth advisor. “Joining the EmVision team was the right move for me because a contingency plan is necessary,” said Bert Covell. “It’s been a rewarding 13 years working for myself...

The Dollar’s Staying Power and Other Reasons Not to Panic
The Dollar’s Staying Power and Other Reasons Not to Panic

In recent weeks, there has been much ado about the dollar. Questions and concerns have arisen about de-dollarization, central bank digital currencies, and what the government might do to your savings. The root of these concerns seems to be the...

Mortgage and Debt Rules of Thumb
Mortgage and Debt Rules of Thumb

Most people carry some amount of debt, whether in the form of a student loan, a mortgage, or a car loan. Indeed, making large purchases using someone else’s money is often a smart financial move. Borrowing is convenient, allowing you to purchase...

Debt Management in a Healthy Financial Plan
Debt Management in a Healthy Financial Plan

Wise debt management is a key component of healthy and effective financial planning. Today, most people carry some amount of debt to finance a degree or buy a home or car. Other debts may be incurred out of necessity or as part of an investment...