CLOCKING off for the last time, my grandfather described his retirement day as the best day’s work he ever did. Two decades of retirement with my nan followed, enjoying their home, family, a few holidays on the beach in Spain and tending his tomatoes and chrysanthemums in his greenhouse. Gramps had trained as a barber erved in Burma during the
Second World War as a sergeant and then worked on the railways and docks for the rest of his career.
In other words, solid working class throughout, with a job for life leading to the retirement he had carefully saved for, both through the company pension scheme and his social security.
He knew that retirement was solid. Maybe not leading to a life of wild luxury, but enough for what he wanted, with the certainty throughout his working life that it was safe and secure.
But sadly those days are gone. It appears for many company pension schemes are all but extinct, as is the job security that my grandfather enjoyed.
As current generations in the workforce look to retirement, the responsibility for paying for it rests firmly on us.
But saving is hard to do while juggling all the competing demands for our money right now – mortgage, car payments, student loans, health insurance…
And trying to understand what we will need in three or even four decades time is a tough task. Which is where we at EmVision Capital Advisors come in. That’s what we are here to do for you.
Our experienced financial advisors know the ins-and-outs of the hundreds of financial products on the market and have your best interests at heart.
It is never too early to think about retirement – even if you don’t have much to spare now, time and careful investment can change that to a useful sum when it comes time to finish work for yourself.
Our team can look at suitable ways to make use of any savings schemes your employer may offer, as well as guiding you through the maze of products and rules governing saving for retirement.
And at EmVision Capital Advisors we also know that life is not certain nor guaranteed – we will not sell you a product and forget you.
Your circumstances will change – hopefully for the better but even if things take a turn for the worse, our experienced professionals are with you on the journey and will seek to make sure your money is working the best way it can for your needs today as well as tomorrow.
Our team continually monitor your investments, as well as changes in the markets and governmental rules to ensure your retirement is not something left to chance.
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