Used car salespeople – you want to trust the smile and the handshake, and the car looks great.

But was it really owned by one careful spinster who only ever drove to church and the store, or has it been carefully patched up to hide the traces of the drag racing teens that drove it into the ground?

There are ways to tell, of course, but you have to know what you are looking for and where to go for proper background information.

So you may drive away with a genuinely great deal from a totally honest used car lot, or you may be lucky to get your new ride to the end of the road.

And so it used to be with financial advice – most firms were genuinely trying to help you, the customer, get the right financial products for you and your family, and make their living doing so.

At EmVision Capital Advisors, we have always prided ourselves on our integrity when helping you choose and select the best products to pursue your financial goals.

However, you no longer have to just take our word for it – or anyone else’s that they are suitable for you.

Recent significant changes in the law from the Department of Labor have come into effect which aims to provide you the protection you deserve.

EmVision Capital Advisors was pleased when the new rules came into force as they only back up what we have believed and practiced since our founding.

In a nutshell, when we give you financial advice as a retirement investor, we are legally obliged to only sell you what is in your best interest – not what may be the highest profit-making product for us.

We must also tell you of any conflict of interests we have when advising you on particular products so you are fully informed when making your choices.

And we may only charge you a reasonable fee for our services, with no hidden catches or costs.

These changes in the law are good for you as you can now be certain you are getting the full picture when you make your choices with the help of our experienced advisors.

The changes are also good for us at EmVision Capital Advisors. We prided ourselves on our ethical behavior before the change in the law but now we know all financial advisors in the industry must follow the same benchmark.

Since we are only happy if we have done right by our customers, we have welcomed the change.

And you can drive home safely confident in the knowledge you made an appropriate choice for you and your family.